

Located in Mitchellville, Maryland, Total Access Insurance in Bowie, Maryland was created to be an advocate for insurance consumers. Searching for insurance can be a frustrating and overwhelming process if you let it. Ill-informed decisions can lead to more money down the line or even garnishment of wages when left without the proper coverage. With the expertise at Total Access Insurance, our goal is to educate and help you make more informed purchasing decisions. Our insurance agency provides auto/car insurance, home insurance, business/commercial insurance, and life insurance for all of Maryland.
We offer competitive insurance rates through some of the top-rated preferred and non-preferred insurance companies in the industry for auto, home, business/commercial and life insurance. Our clients walk away with more than just an insurance policy, but are also knowledgeable about what they just purchased.
Total Access Insurance would love to speak with you regarding any of your insurance needs including auto/car insurance, homeowners insurance, business insurance, and life insurance. We encourage residents of Maryland, Virginia and Washington DC to give us a call at 301-850-3640 to receive a free policy review and insurance quote. Thank you for choosing Total Access Insurance and we look forward to serving you!
Total Access Insurance – “Your Door to Assurance”

Posted: December 4, 2025
The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production. Property insurance pays to repair buildings and equipment; BI covers...
Posted: December 2, 2025
Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...