About Us

Total Access Insurance, LLC, Bowie, MarylandTotal Access Insurance was created to advocate for insurance consumers. Searching for insurance can be a frustrating and overwhelming process if you let it. Ill-informed decisions can lead to more money down the line or even garnishment of wages when left without the proper coverage. With the expertise at Total Access Insurance, our goal is to educate and help you make more informed purchasing decisions.

We offer competitive rates through some of the top rated preferred and non preferred insurance companies in the industry for auto insurance, homeowners insurance, business insurance and life insurance. Our clients walk away with more than just an insurance policy, but are also knowledgeable about what they just purchased.

Total Access Insurance would love to speak with you regarding any of your insurance needs. We encourage residents of Maryland, Virginia and Washington D.C. to give us a call at (301) 850-3640 to receive a free policy review and insurance quote. Thank you for choosing Total Access Insurance, and we look forward to serving you!

Total Access Insurance, Your Door to Assurance!

An Independent Advantage

We are Independent Agents in Bowie, Maryland, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Total Access Insurance, LLC represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

May 16th, 2014 by Total Access Insurance, LLC